100k Amex Platinum Targeted Offer is Back Again

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There is a targeted offer available through creditcards.com’s CardMatch Tool for 100,000 Membership Rewards for spending $5,000 on your new Platinum within three months of opening it. The current public offer is 60,000 Membership Rewards for spending $5,000 in three months, so this targeted offer is significantly better. I value Membership Rewards at 2 cents each, making it worth a whopping $800 more.

You can only get the bonus on an American Express card once per lifetime. However if you were targeted for an American Express offer, you can still be approved even if you have had the card before.

How to Check if You’re Targeted

    1. Click Apply Now below (doing so will not take you to a credit card application page, it will take you to the CardMatch Tool):

CardMatch™

2.  Fill in the information requested on the landing page, and click GET MATCHES at the bottom of the form.

Don’t worry, the site specifically states that a hard credit score will not be performed (so your credit score will not be affected).

3. See what cards pop up. Hopefully you see this…

I was not targeted but my friend and my father were the last time this offer was floating around in December, and both scooped up the opportunity for the massive bonus.

Some people’s 100k offer shows up right away on the landing page after clicking GET MATCHES, but some may need to click CARDMATCH SPECIAL OFFERS in the toolbar on the left side of the landing page in order to reveal the 100k Platinum offer. Note that not everyone will have the CARDMATCH SPECIAL OFFERS box to check, so if you don’t see it, doesn’t mean something’s wrong with yours. It just means you weren’t targeted.

I, for example, was not given the "CARDMATCH SPECIAL OFFERS" box in the FEATURES column on the left-hand side of my screen. Some people are, some people aren't.

 

I, for example, was not given the “CARDMATCH SPECIAL OFFERS” box in the FEATURES column on the left-hand side of my screen. Some people are, some people aren’t. This is what my Cardmatch Tool results screen looks like:

There are a Chase Sapphire Preferred and Freedom Unlimited Card listed on my page. I wouldn’t apply for either as I have opened more than five personal credit cards in the last 24 months so the chances I would be approved are slim to none.

Current Public Offer

The Platinum Card from American Express comes with 60,000 Membership Rewards after spending $5,000 in the first three months. Membership Rewards transfer to around 20 hotel and airline programs including Delta, Singapore, and British Airways.

The card has a $550 annual fee. But it comes with huge benefits like airline fee reimbursement (which you can also use to buy airline gift cards), airport lounge access, hotel status, $200 in Uber credit, and a 5x category bonus for purchases directly from airlines. For more info on setting up and maximizing the benefits, see Get the Most Out of Your Platinum Card.

The targeted 100k offer comes with the same benefits package.

A $550 annual fee sounds scary, but it shouldn’t phase you if you travel often. You’ll get $200 in airline incidental fee credit (or if you don’t spend on incidentals, buy an airline gift card(s)), another $200 in airline incidental fees/gift cards in 2018, $200 in Uber credit doled out monthly, and access to American Express Centurion Lounges, which are the nicest domestic lounges, Priority Pass lounges, as well as International American Express lounges and Airspace lounges for a year for that price. Not to mention the 100,000 bonus Membership Rewards should be worth roughly $2,000 if you transfer them to partners for one or several high value awards.

Eligibility

As I said above, you can only get the bonus on an American Express card once per lifetime. However targeted offers are the one loophole to the Amex “Once in a Lifetime Rule”. That doesn’t mean you are guaranteed approval if you see the this targeted offer through Cardmatch, it just means you still have a chance (a much higher one than if you applied for it publicly). YMMV.

There are a few other things to remember when considering your eligibility for Amex cards.

  • You can be approved for no more than one Amex card in a five day period. If you want two Amex cards, get them on days 1 and 6.
  • You can be approved for no more than two Amex cards in a 90 day period. If you want more than two Amex cards, apply for them on days 1, 6, and 91.
  • You are limited to holding four to five American Express credit cards. Both personal and business count toward this limit. (AMEX Everyday, Delta, and SPG are credit cards.)
    • Separately, you are limited to holding four to five American Express charge cards. Both personal and business count toward this limit. (AMEX Platinum is a charge card.)
    • If you’re on the verge and contemplating a fifth credit or charge card, read this post–you can apply basically risk-free.
Each big issuing bank has it’s own rules and idiosyncrasies when it comes to approvals/eligibility for sign up bonuses–check out this post to learn about each.

Bottom Line

Check to see if you’re targeted for a 100,000 Membership Rewards bonus for the American Express Platinum card by clicking Apply Now below, and filling in the form (no hard credit pull performed). Even if you’ve already had the card, it’s possible to get approved for another if you’re targeted.

CardMatch™

Good luck! Post your application results in the comments.

Hat tip Doctor of Credit


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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9 COMMENTS

  1. Might be nice but the CardMatch site never works. Neither my wife nor me are found, despite trying three former addresses as well as the current one. I emailed them for help.

    • That’s too bad. I’ve come across two friends who have both been found/matched via CardMatch though. It does work, but of course YMMV.

  2. ” View from the Wing reported needing to click CARDMATCH SPECIAL OFFERS in the toolbar on the left side of the landing page in order to reveal the 100k Platinum offer.”

    I do not get that on the left of my landing page.

    Only “Features” and “Banks.”

    Do I need to log in or something?

  3. The article mentions twice that you can only get the bonus on an American Express card once per lifetime but then goes on to say that targeted offers are a loophole to that rule. So, if targeted, you can get the 100k bonus even if you received it before?

  4. I never had any luck with cardmatch, but I was able to get Amex Platinum 75000 MR point offer after 5K spend in 3 months today by using VPN routing to Dallas from my current location (Florida).

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