7 Best Cards for Authorized Users in 2024

Adding an authorized user to your credit card can be a win-win situation.

You’ll rack up points and earn welcome bonuses faster, while they’ll build their credit history, enjoy cardholder perks and pay a much-reduced annual fee (if any!).

Yet, just as choosing the right credit card for yourself can be challenging, so too can identifying the best card for you and an authorized user. Not every card offers the same benefits to the authorized user as it does the primary cardholder.

Changes to the Citi® / AAdvantage® Executive World Elite Mastercard®

The Citi® / AAdvantage® Executive World Elite Mastercard® is the top-tier credit card in the Citi® / AAdvantage® family. This card has been a great selection for American Airlines loyalists for years because of its premium travel perks and access to the coveted Admirals Club collection of airport lounges. 

However, Citi and American Airlines announced some major changes to this card.

Best Ways to Book Delta Flights with Citi ThankYou Points

Citi ThankYou® Points are among the most valuable and easy-to-earn points that you can find with any rewards program.

Downgrading Citi AA Cards into Citi Double Cash Cards

If you’re currently a holder of the Citi® / AAdvantage® Executive World Elite Mastercard® or the Citi® / AAdvantage® Platinum Select World Elite Mastercard, you might want to reassess whether the annual fee you’re paying is worth the benefits that you’re receiving. 

Many people have chosen to downgrade their Citi AAdvantage cards to the Citi® Double Cash Card to avoid paying an annual fee, especially during the

A Deepdive Into Citi ThankYou Points

The Citi ThankYou® Rewards program allows eligible bank or credit card customers to earn ThankYou Points, a flexible rewards currency, on purchases made with certain Citi credit cards. And, although the Chase Ultimate Rewards and American Express Membership Rewards programs both offer more cards that earn their respective currencies, the Citi ThankYou Points are still valuable and easy to earn. 

You can earn Citi ThankYou Points by opening new credit cards and earning sign-up bonuses, paying for everyday purchases with eligible credit cards and also by holding Citi checking accounts.

Citi Premier® Card vs. Chase Sapphire Preferred® Card: Which Is A Better Card?

Adventurers who dabble in travel rewards face quite a selection of mid-range credit cards, and the process of choosing one can be overwhelming.

The Citi Card Trifecta: How to Earn 2X to 5X Citi ThankYou Points on Every Purchase

Citi ThankYou® Rewards credit cards don’t get as much coverage as American Express and Chase cards, and there’s absolutely no justification for such poor treatment. In fact, Citi offers enough products to be a strong competitor with both Chase and Amex.

Citi’s unique transfer partners, such as Turkish Airlines Miles&Smiles and Qatar Privilege Club, are why it’s worth taking a look at Citi ThankYou Rewards.

Best-Ever 80k Point Bonus on The Citi Premier Card

It seems like every few days now we're writing about updated product offers. What an exciting time in the world of points and miles.

Citi has updated the Citi Premier Card with a new welcome offer of 80,000 ThankYou Points after spending $4,000 in purchases within the first three months. This is the best ever welcome bonus on this product that we’ve seen and a significant bump from the standard 60,000 ThankYou Points offer. 

Citi ThankYou Points are often overlooked in favor of Membership Rewards or Ultimate Rewards, but they shouldn’t be ignored.

Record High 60k Point Bonus for Citi ThankYou Premier

The Citi ThankYou Premier Card is now offering 60,000 bonus ThankYou Points after $4,000 in purchases within the first 3 months of account opening. For the majority of 2016 the ThankYou Premier had no sign up bonus whatsoever, then Citi came back with 40k points for a $3k minimum spending requirement bonus in December 2016. Since then we’ve seen the bonus fluctuate between non-existent to typically no higher than 50k. 60,000 ThankYou Points is the biggest bonus the card has ever offered.

Part I: How to Earn 237,000 American Airlines Miles

Right now it's easy to earn a boatload of American Airlines miles quickly.