Prepaids are All the Rage–Add Another to the List (if You Live in New England)
The players involved have included the NetSpend card, Mio card, Wells Fargo prepaid card, US Bank and Nationwide Visa Buxx cards, and the American Express Prepaid card. And of course, this week’s newest entry, the American Express Blurbird.
- A maximum of $2,500 can be loaded onto the card per month (or $10,000 if you have set up direct deposit of a part of your salary to the card)
- The card can be used to withdraw $400 cash daily from an ATM
- The first ATM withdrawal of the month is free and each subsequent withdrawal costs $2, in addition to any fees charged by the owner of ATM
- There are no foreign transaction fees
This AAA prepaid card differs from both the Bluebird and the American Express Prepaid in that you can load it with an American Express credit card:
So yes, you could load this card with an SPG American Express card without being charged a cash advance fee. Will you earn SPG points? According to the terms and conditions of that particular card, it seems unlikely:
Based on my personal experience with another AAA prepaid card, some AAA offices will code a credit-card reload as a standard purchase if the reload is done in person. However, if you reload the prepaid card online with your SPG card, American Express is likely to recognize the transaction and you will not earn points.
The activation of the AAA American Express prepaid card is free, saving you $4.95 compared to buying a reloadable AMEX Prepaid at Office Depot. And for a limited time, if you activate your AAA card to release its prepaid powers and load it with at least $200 before 1/31/13, American Express will reward you with a $25 gift card:
If I have or can manufacture an address in CT, RI, or MA should I bother with this?
If you really need to diversify your prepaid card portfolio, have a spending requirement to meet on an American Express card, and have a friendly AAA agent who will reload your card in the branch with your AMEX so that the transaction codes as a standard purchase so you get your points or miles, then knock yourself out.
Delta No Longer Checking Bags to Your Destination on Multiple Tickets
The bitterness is strong in this FlyerTalk thread, where it was revealed that Delta will be imposing some new baggage rules as of January 15, 2013. The airline will only check baggage to the final destination if the itinerary is on a single ticket–not multiple tickets.
Bottom line–travel light. As I’ve said before, I am a one-bag evangelist. Not having checked bags will make this change less painful.
If you meet some very specific criteria–you live or can appear to live in CT, RI, or MA, need to diversify your prepaid-card portfolio, have a spending requirement to meet on an American Express card, and have a friendly AAA agent who will reload your card in the branch so that the transaction codes as a standard purchase–it may be worthwhile adding the AAA American Express prepaid card to your wallet. If you activate the card by 1/31/13, you will get a $25 American Express gift card. The terms and conditions can be found here.
As of January 15, 2013 Delta will no longer be facilitating your tight connection to another airline booked on a separate ticket. Take some of the sting out of the inconvenience by not checking any bags. If you must check a bag and will be using multiple tickets, consider your connection times carefully while planning your trip so that you have time to get your bag, check in to your next flight, and clear security.------------------------------------------------------------
Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.
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