Rookie Alli

# Two Foundational Questions in Miles Collecting

8 2493

When collecting miles, its easy to find yourself in a situation where you have a bunch of miles and points spread over a number of different programs. You might not have enough in one account for the award you want, so you might want to combine miles between programs or between your account and a friend’s in the same program. Can you do it?

Q: Can I combine miles between two accounts in the same program?

A: Yes, but there are transfer fees above one cent per mile making this a bad idea.

The fees depend on how many miles you transfer. The more you transfer, the lower the per mile cost, but transfers are always a bad deal. For instance, sharing or transferring 10,000 American miles costs \$125 or 1.25 cents per mile.

I value American Airlines miles at 1.5 cents each, so you wipe out 83% of a mile’s value by transferring it.

Transferring 10,000 United miles is \$180 or 1.8 cents per mile.

I value United miles at 1.6 cents each. That means you pay the mile is worth just to use it. That’s lunacy.

But let’s look at a workaround, so that you don’t have to transfer miles and incur huge fees.

Example: I want to fly roundtrip from New York to Berlin. I have 30k AA miles in my account, and my brother has 30k AA miles in his. The award costs 30k miles each way.

If my brother were to transfer me the extra 30k miles I need to book this roundtrip award, it would cost \$375. Instead, there is an easy way to book this award without incurring the pointless charge. Keep in mind two things:

• Anyone can use his miles to book an award for anyone else.
• Most airlines, including American, allow you to book one way awards for have the price of a roundtrip.

If you have enough miles, splitting the roundtrip into two one ways booked from separate accounts is an easy way to avoid the transfer fee.

I would simply use my 30k to book a oneway award for the New York to Berlin outbound of my trip, and I would use my brother’s 30k to book the Berlin to New York one way return in my name.

This basic principal can be applied in a number of ways. I recently booked a roundtrip award from Buenos Aires to Washington DC. I booked the outbound leg as a one way using my American miles, and had someone else book the return leg in my name using his United miles.

Because tickets can be booked in anyone’s name from anyone’s account, you don’t need to transfer miles as often as you might think.

There are two big exceptions of airlines that have bucked the mile transfer fee idea. Anyone who has HawaiianMiles with Hawaiian Airlines can transfer miles, for free, to anyone who holds a Hawaiian Airlines-linked Visa using the airline’s ShareMiles program. The miles sender doesn’t need to have a Hawaiian Airlines credit or debit card, but the receiver does.

Additionally, you can pool British Airways Avios with members of your household for free, as outlined by The Points Guy, meaning there is no need to transfer them.

Q: Can I combine one type of miles with another type?

A: No. You can not transfer miles/points from one airline’s account to another, even if they are partner airlines. However, partner accounts can be used to book the same flights.

This is a very common question. People think if American and British are partners, maybe they can pool the two types of miles. Unfortunately you can’t pool the miles, but you can have them work together as in the following example.

Example: I want to book the same flights as the last example–roundtrip from New York to Berlin. I have 30,000 American Airlines miles and 30,000 Avios.

I can not transfer my American Airlines miles to my British Airways account or vice versa, but I can use either type to book airberlin flights or any other oneworld partner.

I can use my 30,000 American Airlines miles to book the outbound from New York to Berlin…

and 20,000 of my Avios for the return on airberlin.

You might notice these are the exact same flights as the last example. That’s because we can use American miles or British Airways Avios to fly airberlin, and we can book flights for ourselves from our accounts or someone else’s account.

These two examples illustrate two ways to avoid transfers. Avoiding transfers is key since transferring in the first example would have been a prohibitive \$375 and transferring would have been impossible in the second example.

Points like Citi ThankYou Points, Chase Ultimate Rewards, American Express Membership Rewards, and SPG Starpoints are a different story entirely. They do transfer for free to dozens of types of airline miles, at which point they become those airline miles. Check out this post on the Citi ThankYou Points Transfer partners.

#### Bonus

In order to avoid a situation where you have miles spread across a bunch of partner programs, you can simply credit all paid flights to the same partner in the first place. When booking a flight, the default setting will credit the miles you earn to the airline you are booking on. However, there is usually a drop-down list of their partner airlines from which you can select.

If you travel on British Airways for work, but do most of your personal travel on American, you can have the miles you earn on those British Airways flights and the miles you earn on the American Airlines flights all credited to your AAdvantage account. Then you won’t have to worry about having some miles in one account and some in another.

#### Recap

With very few exceptions, you can not transfer miles to another account within the same program without incurring excessive transfer fees. However, you can often avoid these fees by booking flights in the name of the person you were going to transfer your miles to.

Additionally, you can not transfer points across programs–even if they are within the same alliance. However, you can make partner’s miles work together by using two different types of miles on the same airline partner.

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Where I Redeemed My Hilton Free Weekend Nights Certificates

30 1483

Previously:

I have finally decided where to redeem my two free nights that I got from opening a Citi® Hilton HHonors™  Reserve Card. I am going to use them for a weekend stay at the Rome Cavalieri Waldorf Astoria in June.

As much as I would have loved to used my two free weekend nights for a stay in Asia or the South Pacific, the amount of travel it takes to get to those locations was a huge deterrent to that plan. Europe seemed like a much more feasible destination. Thank you to all the readers who commented with their reviews, suggestions, and opinions on where I should stay!

The Property

The Rome Cavalieri Waldorf Astoria is a Category 9 hotel, and the King Deluxe room that I am staying at (for free) is going for \$557/night the weekend that I am staying there, or 80,000 HHonors points. I could never have afforded spending \$1,100+ on a hotel for the weekend, so the free weekend nights have put an otherwise unattainable luxury within my reach.

Why did I pick the Rome Cavalieri Waldorf Astoria? What was the booking process?

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Where Should I Redeem My Free Hilton Nights?

56 15682

Earlier this month, I received my two Free Weekend Night certificates from Hilton after spending \$2,500 in four months on my Citi Hilton Reserve card.

Hilton has some incredible properties around the world that cost as much for a night as my rent costs for a month, so I want to use my two free nights for truly aspirational stays I could otherwise never afford. And I want you to help me pick a property, since I’m sure MileValue readers have stayed at all these properties.

I decided that I only wanted to redeem my certificates outside of the US at either a Category 9 or Category 10 hotel–why settle for less, especially when it’s free? I want to take a nice trip next summer, so I am looking at redeeming the certificates for a consecutive Friday night and Saturday night stay in June. I came up with five finalists.

What are my options? Where should I stay?

Each of my two certificates is valid for one free weekend night (Friday, Saturday, or Sunday) at most category 1-10 Hilton hotels. The list of all Hilton hotels is here, and the very short list of hotels that are excluded from redemption with these certificates can be found here.

Note: When pricing these hotel rooms, I used the Easy Cancellation price. The free weekend night certificates allow you to cancel your reservation and refund your certificate, so the Easy Cancellation price is the closest equivalent.

Conrad Koh Samui Resort & Spa, Thailand (Category 10)

I have heard incredible things about the Conrad Koh Samui Resort and Spa in Thailand, and I was encouraged to check it out by commenters on my previous post. The resort offers trips to surrounding islands, diving excursions, and some pretty breathtaking views.

The standard room at the Conrad Koh Samui is the One Bedroom King Ocean View Pool Villa, and it sounds exactly like the type of place I would want to spend the weekend relaxing. Here is the room description, from the hotel’s website.

The price to book this room for June 13 and June 14 is \$693/night, or a total of \$1,386 for the weekend.

Hilton Bora Bora Nui Resort & Spa (Category 10)

I have always wanted to travel to the South Pacific, and a free stay at the Hilton Bora Bora Nui Resort and Spa would definitely encourage me to check that destination off of my list. Days here are passed snorkeling, sailing, and soaking up the sun on those white sand beaches. Seriously, have you ever seen such beautiful water?

Unfortunately, the certificates will not get you into one of the signature overwater villas that you see in 90% of pictures of Bora Bora.

However there’s no reason you can’t use the certificates then contact the hotel directly about paying to upgrade to an overwater villa. Have any readers tried this? Sounds like it is worth a shot!

The room that the certificates are good for is the King Guest Room.

For a June 13-15 stay, this room costs \$583/night, putting the two night stay at \$1,066 plus tax.

For those who want a little more hustle and bustle than is offered on a tropical island, the Conrad Tokyo seems like a great place to see a little slice of Japan. The hotel looks luxurious, with views of both the city and the water.

The certificates get you into a King Room with a city view.

This room is priced at \$407/night, or \$814 for the weekend plus tax, in the middle of June.

Waldorf Astoria Rome Cavalieri (Category 9)

A number of people in this FlyerTalk forum said that they loved their stays at the Waldorf Astoria Rome Cavalieri, so I thought it would be worth checking out.

In addition to standard amenities, the Rome Cavalieri houses its own art collection and offers gladiator training (!) and tours of the private Vatican gardens, access to which is normally highly restricted.

The King Deluxe room is priced at \$551/night when checking in on June 13th and checking out on June 15th. A weekend stay would cost \$1,102 plus tax.

London Hilton on Park Lane (Category 9)

The London Hilton on Park Lane hotel is located in the Mayfair neighborhood of London, close to Hyde Park and a number of upscale restaurants and shops. I have never visited London, and I think that this hotel would be a great place to stay and see all of the famous landmarks (and perhaps a Royal baby sighting?).

In June, the King Hilton Deluxe room is priced at \$548 a night, for a weekend value of \$1,096 plus tax.

Other Considerations

I’m not going to take a two-day international trip, so my pick needs to fit within a larger trip that won’t include every night in such luxury.

London and Rome would be very easy to get to with miles, and either could be part of a larger two week trip to Europe. Similarly Tokyo is very easy to get to with miles.

Koh Samui would be a little tougher. There are flights on Thai and China Southern that could be part of an award, or I could buy a cheap ticket on Bangkok Airways. Either way Koh Samui is very manageable as a two-day stay on a longer trip to Southeast Asia.

Bora Bora would be the hardest to get to for a weekend. There are no award flights to Bora Bora. (I could use miles to Tahiti and pay cash for the flights to Bora Bora.) And French Polynesia is not very easy to combine with other places as part of a larger trip. This one may be a pipe dream for me.

Recap

You can find a PDF list of all Hilton properties here, and those hotels that are excluded from redemption with the to free weekend nights certificates can be found here.

Stays at the hotels that I looked at varied in price from \$814 to \$1,386 for two nights during the weekend of June 13-15. But I can get the nights for free from opening one credit card.

Where should I book my stay? Did I overlook any can’t-miss properties?

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# When Will You Get Your Hilton Reserve Card’s Two Free Night Certificates?

32 3459

This past February, I applied for a number of cards, including the Citi Hilton Reserve. I got the card for the free Hilton Gold status and the big benefit:

• Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after \$2,500 in eligible purchases within 4 months of account opening.

I am excited to report that I now have my free night certificates!

What was my experience? How did I receive the certificates? How quickly did they arrive? Where am I thinking of using them?

I originally applied for the card on February 16. I applied online, and after a quick call to Citi’s reconsideration line, I was approved. I received the card in the mail less than two weeks later and activated it.

In order to receive the two free weekend nights, I had to spend \$2,500 within four months of the account opening. I met this spending requirement on my statement that closed on June 10. I met the requirement in about three-and-a-half months. Over that time period, I kept track of how much I had spent and how much more I had to go using my Citi online account. When I was sure that I had spent \$2,500, I tucked the card away and moved my spending over to another card.

The Terms and Conditions for this card state, “Please allow 6-8 weeks after purchase requirements have been met to receive your certificate.” I received mine after only four weeks.

On July 12, I received two separate emails from Hilton HHonors that each contained the following e-certificate. Each certificate is good for one weekend night stay at select Hilton hotels.

Interestingly, the certificates were issued on July 3 but were not sent to me until July 12. They expire one year after the date of issue — July 3, 2014 in my case.

Because you earn two one-night certificates, you don’t have to use them consecutively or even at the same property.

I plan to use my free nights at top-tier Category 10 Hilton hotels that can go for up to \$1,000 a night, so that the card can give me a little taste of luxury I otherwise could never afford.

In addition to the certificates, I have earned about 8,400 Hilton points by spending \$2,800 on the card at its base earning rate of 3 Hilton points per dollar. This is actually enough points for a free night at a Category 1 hotel and almost enough for a night at a Category 2 hotel.

Recap

It took me a total of five months to receive the biggest perk that the Citi Hilton Reserve offers–two free weekend nights at Hilton hotels across the globe.

The only question is: Where am I going to redeem my two nights? Any suggestions?

Citi® Hilton HHonors™ Reserve Card with Two Free Nights worldwide at top tier Hiltons after spending \$2,500 in four months

Application Link: Citi® Hilton HHonors™ Reserve Card

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# One Perfect Week in Argentina Part 2

8 613

Part 1 focused on Buenos Aires. Part 2 will focus on three days in two other places: Iguazu Falls and Tigre. (Also check out a Trip Report on the Lake District of Patagonia.)

Lots of photos after the jump.

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# One Perfect Week in Argentina

16 1129

My sister recently visited me in Buenos Aires. She was here for eight days, arriving on a Saturday morning and leaving the following Saturday night–meaning she took one full week off from work. We managed to pack a whole lot of sightseeing, touring, and eating into that time! I figured I’d share the things we enjoyed, the things we would pass on, and the things we would have done with more time, so you can plan one perfect week in Argentina.

Argentina is the world’s eighth largest country, so you can’t do it all in a week, but here’s what you can do. (With lots of photos!)

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Trip Report: United BusinessFirst from Buenos Aires to Newark

18 2124

Rookie Alli just flew her first international business class flight. I asked her to share the perspective of someone seeing the front of the plane for the first time. She flew United BusinessFirst, which is widely accessible to Europe, Asia, Australia, and South America with miles, so if you haven’t flown up front, pay attention to this trip report. For my perspective on the same cabin, see my trip report from London to Los Angeles.

I recently experienced my first flight that wasn’t in economy, flying from Buenos Aires to Newark in United BusinessFirst on my way to Washington, DC.

Was it worth the extra miles? What can you expect on your first trip in business class? How comfortable are those beds? Fly with me, and find out.

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Bariloche Trip Report: Part 2 of 2

16 633

In Part 2: Ruta de Siete Lagos, beer tour, and more

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Rookie Tip: Before You Apply for Credit Cards…

6 265

Raise your hand if you like calling credit card companies. Seeing no hands, let me give you some tips to avoid a few calls.

If you’re a beginner to the miles-collecting game, signing up for airline and hotel loyalty programs before you apply for that program’s credit card can save you a few calls to the credit card companies.

Let me give an example.

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Anatomy of an Award: Roundtrip from Los Angeles to Buenos Aires with a Free Oneway

20 1292

The second you move abroad, you become a lot more popular! That far flung country looks a lot better to family and friends as soon as they know they’ll have a free bed and tour guide. My sister wanted to come visit me in Argentina in mid-May, so we set out to find her the best award ticket possible. Only one minor problem. As of two months ago, she had zero miles.

We ended up booking her n roundtrip from Los Angeles to Buenos Aires for a weeklong trip for 60,000 United miles. We even added a free oneway to Hawaii for next year for no extra miles and only \$2.50 in taxes. This Anatomy of an Award should illustrate how to get from zero miles to a dream trip in two months, United free oneways, United’s hold policy, and the secret United award space open to United card holders.

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Anatomy of an Award: Buenos Aires to Denver in Business Class for 50k Miles

10 761

Unfortunately, all great trips must come to an end. Three-and-a-half months before the end of my stay in Argentina, it is time to book my oneway return to the US: from Buenos Aires (EZE) to Denver (DEN).

Planning

I need to be in Denver for a wedding at the end of July. Because of this, my travel dates are limited–I want to maximize my time in Argentina while still arriving in Denver before the wedding. This gives me about five days of wiggle room.

As this is a oneway trip, I only want to book an award with an airline that will allow me to book a oneway award for half the price of a roundtrip. Luckily, the American Airlines AAdvantage miles I currently have will allow me to do this. I got 105,000 AAdvantage miles last fall using the (now defunct) two-browser trick.

I really wanted to use these miles instead of my new United miles, which I plan on using to Europe at some point.

Searching for American Space

I began with the most simple of searches on AA.com: Buenos Aires to Denver. There was no MileSAAver (low-priced level) award space available in any class–only AAnytime (high-priced level). MileSAAver space would be 30,000 miles, and I am not going to pay double that just to sit in the back of the plane.

Rookie tip: just because my first search showed no space at the miles price doesn’t mean there is no way to find the low miles price. Many airlines’ award search engines don’t show all their partners’ award space, which always prices at the low miles price.

This is such a case. AA.com doesn’t show LAN–a South American member of oneworld–space.

Searching for LAN Space on ba.com

Knowing that American Airlines does not show the available space for all of their partner airlines, I next searched ba.com because it displays more oneworld airlines than aa.com does, and American Airlines miles can be used to book all the oneworld space found on ba.com.

My first search was for Buenos Aires to Denver. The original date I searched returned no available award space in either Economy or Business.

Something to remember when searching for partner space on ba.com is that you must use the tabs that list the surrounding dates in order to see if there is available partner space. Skipping this may result in you missing out on available space. Additionally, you have to run a new search in order to change the class that you want to search for.

Unconvinced that there was zero available award space in any class on any partner flight during the week I needed, I decided to search segment-by-segment.

Rookie tip: award search engines often miss possible itineraries that have connections because of flaws in their computer programming. You can search possible routes segment-by-segment to construct awards yourself that you will later call the airline whose miles you are using to book.

I used Wikipedia to see what US destinations LAN flies to out of Buenos Aires.

So this time instead of searching Buenos Aires to Denver on aa.com, I searched Buenos Aires to Miami. A quick search showed me that there in fact was business class space on a number of LAN flights that week!

They weren’t the direct flight I wanted, but I could handle a stop in Santiago. And they weren’t in economy class, but I was willing to spend 50,000 miles for a business class award. That sure beats the 60,000 aa.com wanted for an economy ticket.

I had found my way to Miami! Now I just needed to find space on a flight from Miami to Denver. Because I was flying international business, I would be allowed to fly domestic first.

Rookie tip: On international business class awards, your domestic portions can be in economy or first class on planes with only two cabins.

I ran a search on aa.com looking for first class award space from Miami to Denver, and found that there was availability on the day that I needed.

Unfortunately, the only direct availability comes with a 12 hour layover in Miami. Any suggestions on ways to pass the time?

I can live with this three flight business class award with a 12 hour layover in Miami to get to Denver when I want to and for a good price.

Booking

Knowing I would be unable to book this award online, and that I was booking with American miles, I called American Airlines at 800-882-8880 to make the reservation. I gave the agent my account information, and the flight numbers I had picked out. I requested to hold the reservation for a few days before ticketing. The agent complied, telling me that they would hold the award for five days–standard operating procedure for American Airlines. Two days later, I received a rather cryptic email from American:

When I called the number, I was told by the American agent that they were not supposed to hold reservations for seats on LAN flights, and that I would need to ticket the reservation immediately. By politely explaining that I had to confirm a detail before ticketing, the agent allowed me to hold the reservation for a few more days before purchasing the ticket.

Here is my complete itinerary:

This complete itinerary cost my 50,000 miles and \$102.30 in taxes including that unavoidable \$25 American Airlines Telephone Ticketing Services fee.

At least I’ll be getting 5,000 miles back because I have an American Airlines credit card. And I’ll have a chance to enjoy lie flat business class on the LAN segments, which is something I haven’t yet experienced.

What I Could Have Done

I could have booked a free stopover in Miami if I had more flexibility in my travel dates. Since Miami is my international gateway city, it is the only place on the itinerary that I would have been able to book a free stopover.

I could have had a shorter layover in Florida. When I searched aa.com for availability from Miami to Denver, I saw a few routes that would allow me to leave Florida hours earlier by flying out of Ft. Lauderdale (FLL). I could have had a three hour layover–rather than a twelve hour one– by taking a taxi to and flying out of Ft. Lauderdale instead of Miami on my last leg.

I could have rolled the dice: after not finding any space on American for a date remotely close to the one I needed, I consulted Scott. He told me that American rarely opens up last second award space, but United open up a ton. If I wanted to use my United miles and book in the last week, I could probably have snagged an easy Buenos Aires to Houston to Denver itinerary.

Here’s what Buenos Aires to Denver looks like for this week for instance.

In terms of getting the best deal, this may have been the way to go–simply wait until mid-July and start searching for available space on United. I could have potentially saved 20k miles by flying economy. However, I am extremely risk averse and would prefer to have my flight locked in more than a week or two prior to departure. Plus I really would prefer to use American miles instead of United miles for this trip.

Recap

This award is a relatively simple one, but it highlights some good rookie tips too.

If you are searching for a route and keep coming up with zero availability, that does not necessarily mean that you will have to adjust your dates. Use Wikipedia to see where your airline flies to from your origin airport, and then do your search. This often yields hidden space that did not show up before.

Know where to search for each partner. In this case I searched for LAN space at ba.com and American space at aa.com then combined them by calling American.

Don’t forget that you can fly domestic first class on international business awards.

Every airline has different stopover rules on awards. American’s rule allowed a stopover in Miami that I won’t be using, but it’s nice to know the option.

Some airlines open last second space, and some don’t. Even if you think you have the miles to get space at the last minute, you might prefer to lock in your award in advance to save yourself the stress.

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# The Complete Guide to Miles and Points Expiration

19 6656

One of the most common reasons why people think frequent flyer miles are worthless is because they had a bad experience with miles expiring. After all the effort put into collecting miles, it would be quite a shame if they expired without taking you on a dream vacation.

If you’ve ever had any of these questions, you are in the right place for answers: How long do you have until your miles expire? What can keep them from expiring? If you close a credit card, do the miles expire? Are the rules the same for all miles and points?

Will closing my co-branded card cause my miles to expire?

Closing a credit card that is co-branded with an airline (such as the Citi AAdvantage card or Chase United MileagePlus Explorer card) will never, by itself, cause your miles to expire. Co-branded credit cards deposit the miles you earn from signup bonuses and spending directly into the account you have with the airline, so they are no longer linked to the credit card. I have a United card. You can see that miles earned with a Chase United MileagePlus Explorer card are transferred to United:

And I confirm that by logging into my United account. So if I ever cancelled that card, the miles would still be safely in my United account.

What will cause my miles to expire?

What does cause miles to expire, however, is a lack of activity in the program account for a specified period of time.

• Delta miles do not expire.
• American Airlines, United Airlines, US Airways, and Hawaiian Airlines’ miles expire after 18 consecutive months of account inactivity
• British Airways Avios expire after 36 consecutive months of account inactivity.

Full details on the expiration policies for some major airlines can be found here:

Delta SkyMiles Program

United MileagePlus Program

US Airways Dividend Miles Program

Hawaiian Airlines HawaiianMiles Program

British Airways Avios Program

The danger of mile expiration does often come when you cancel a credit card. If I cancel my Citi AAdvantage card, I am no longer earning American Airlines miles on purchases. I have to make sure that there is some sort of activity–either earning or redeeming–in my AAdvantage account within the next 18 months, or I will lose all my miles.

Luckily keeping your miles from expiring is trivially easy. Any earning or redeeming keeps them active.

How can I keep my miles from expiring?

If you are coming up on the 18 month deadline and need a quick way to keep your miles active, there are a number of things you can do.

• Dining programs: Signing up for dining programs allows you to earn miles when you eat out at certain restaurants. Scott has details on how to use this to keep your miles active here.
• Purchase miles: Purchasing miles is normally a bad idea, as you end up paying more than the value of the mile. However, if you need to keep your miles active, you can purchase a small number of miles in the program you need to keep active. Hawaiian Airlines charges \$14.78 for 500 miles. United charges \$35 + 7.5% tax for 1,000 miles. Google “purchase [airline] miles” to quickly be taken to any airline’s mile purchase page.
• Donate miles: All the major carriers allow you to donate miles to non-profits such as the Make-A-Wish Foundation, Operation Hero, UNICEF, and various other charities. While this is best done out of the goodness of your heart, a donation of miles will also keep your account active. Scott has a post on where you can donate miles here.
• Preservation fee: US Airways allows you to pay a \$9 preservation fee after 15-17 months of account inactivity. This extends the life of your miles for another 18 months.

What if my miles have already expired?

Hopefully you are reading this before your miles expire. If, however, you let your miles expire, some programs let you buy back the miles you lost for a fee. These reactivation policies vary from program to program.

For example, American Airlines allows you to reactivate any miles that expired dating back to 2002. They charge \$200 for up to 50,000 miles, \$400 for up to 75,000 miles, and \$600 for 75,000+ miles. US Airways allows you to buy back expired miles within 18 months of their expiration. They charge \$400 to reinstate 100,000+ miles, \$250 to reinstate 50,000-99,999 miles, etc.

The policies for buying back United Airlines miles and Hawaiian Airlines miles can be found by following the links.

In general, buying back your miles is a great deal. I would gladly pay \$400 for 100k US Airways miles, which are enough for a roundtrip business class ticket to Europe. But, it’s better not to let your miles expire and have to pay the fee.

All that was about frequent flyer miles. Bank points are quite different.

Closing a credit card that earns bank points can cost you all of the points in the account. These cards hold the points that you earn in the credit card account–for example, the Ultimate Rewards points that you earn using your Chase Sapphire Preferred card are held in your Chase Sapphire Preferred account. If you were to simply cancel this card, you would lose all the points you worked to accumulate.

Luckily, transferable points are easily transferred to another account within that loyalty program. In order to avoid losing transferable points when you cancel a card, transfer them into another account within that loyalty program before you cancel.

In our example of cancelling a Sapphire Preferred, you would need to transfer your Ultimate Rewards into another account of yours that holds Ultimate Rewards to avoid the points disappearing. You could achieve this by transferring them into your Chase Ink Bold account or your Chase Ink Plus account.

Or, of course, you could transfer the points to one of the airline, hotel, or rail partners, so you could transfer the Sapphire Preferred’s Ultimate Rewards to United before canceling.

Recap

Frequent flyer miles do not expire when you close the credit card used to earn them, but they do usually expire after a set number of months of inactivity within that airline’s loyalty program account. In order to avoid your miles expiring, you can keep your account active by doing anything that changes the account balance like redeeming miles, signing up for a dining program, purchasing miles, or donating miles. If you accidentally allow your miles to expire, some airlines allow you to reinstate them for a fee.

Transferable bank points will disappear from your account when you close the credit card used to earn them. In order to avoid losing these points, transfer them to a transfer partner or another account within that bank’s loyalty program before you close the credit card.

------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

# Video of a Credit Card Application Reconsideration Call

20 1989

A few weeks ago, Rookie Alli applied for her very first cards. Her cards were all instantly approved except the Citi® Hilton HHonors™  Reserve Card.

She really wanted the Citi® Hilton HHonors™  Reserve Card because it comes with two free weekend nights at almost any Hilton worldwide. With the recent major devaluation to the Hilton award chart, Hilton points are worth way less, but these two free nights are still two free nights.

Application Link: Citi® Hilton HHonors™  Reserve Card

When her application for the Citi® Hilton HHonors™  Reserve Card was not immediately approved, she did what I always suggest. She called Citi’s reconsideration line immediately. These are the reconsideration line numbers I use.

American Express (866) 314-0237
Barclay’s (866) 408-4064
Chase (PERSONAL) (888) 245-0625
Citi (800) 695-5171
US Bank (800) 947-1444

I’ve made several reconsideration calls, and this was Rookie Alli’s third. In our experience, reconsideration calls are painless and a bit of a misnomer. Most of our reconsideration calls happen not when the application is denied, simply when it’s listed as pending.

The one thing I always do to prepare for a reconsideration call is to rehearse an answer to the question of why I want the card I’m calling about. The best answers reference the co-branded partner (ie Hilton on the Citi® Hilton HHonors™  Reserve Card), some benefit of card membership besides the sign up bonus, or both.

For this card, Rookie Alli’s answer was going to be: “I want the Citi® Hilton HHonors™  Reserve Card because I travel a lot and am loyal to Hilton, so I want to have a card that has a high earning potential of Hilton points.”

It’s not difficult to formulate a good answer.

But as with many “reconsideration” calls, there were no tough questions and no reconsideration–just a short hold and an approval. Take a look.

Hopefully this video clears up any apprehension you might have about calling the reconsideration lines. Not all calls are this painless, but most are.

Recap

If your credit card application is not immediately approved:

1. Come up with a reason you want the card that does not reference the sign up bonus and does reference the card’s co-branded hotel or airline.
2. Call the bank’s reconsideration line.
3. Tell the agent you wanted to see if the bank needed any more information to process your application.
4. Answer the agent’s questions truthfully.
5. Generally, be approved.
------------------------------------------------------------

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Earn 50,000 bonus points (worth \$800 in American Airlines flights) after spending \$3,000 in the first three months on the Citi Prestige® Card. Plus get a \$250 Air Travel Credit each calendar year, free airport lounge access worldwide, and your fourth night free on hotel stays. Why I got the card.

0 32

64 11173

0 74

3 330