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For a limited time, the Citi® Hilton HHonors™ Visa Signature® Card offers 50,000 bonus HHonors points after spending $1,000 on the card in the first four months. Plus earn a $50 statement credit after spending $50 on your first stay at any hotel within the Hilton Portfolio during the first three months of account opening.

This is the biggest sign up bonus ever offered on a no-annual-fee Hilton card.

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The Citi® Hilton HHonors™ Visa Signature® Card comes with automatic Hilton Silver status, which earns a 15% points bonus on Hilton stays, late checkout, and free access to fitness centers. Plus only folks with Hilton status get the 5th night free on award stays.

Better yet, if you complete four Hilton stays in the first 90 days of card membership, you get bumped up to Hilton Gold status, which earns a 25% points bonus on Hilton stays and maybe a little better treatment at the front desk.

The 50k bonus points are enough for ten free nights (or more with the 5th night free on award stays) in a Category 1 Hiltons and five free nights in Category 2 Hiltons. I stayed at an awesome DoubleTree in Kuala Lumpur that was a Category 2 Hilton.

The last big benefit of the card is that it has no annual fee. Very few rewards cards with no annual fee offer so much.

But many people will be better off getting the Citi® Hilton HHonors™ Reserve Card with two free weekend nights worldwide at top tier Hiltons after spending $2,500 in four months.

Sign Up Bonus

The Citi® Hilton HHonors™ Visa Signature® Card has a sign up bonus of 50,000 bonus points after spending $1,000 in four months on the card.

Fifty thousand points won’t get you even one night at a top tier Hilton. But it will get you 5-10 nights at the bottom categories, which have some gems. Super reader Jeremy has created the most valuable spreadsheet imaginable for the Hilton HHonors program that you can download for free here.

The spreadsheet lists:

  • all 34 Category 1 hotels: 5,000 points per night
  • all 131 Category 2 hotels: 10,000 points per night
  • all Category 9 and 10 hotels (for reasons explained here)

His spreadsheet is sortable by city, state, country, or hotel name (which often starts with the hotel brand.) This can be very useful if you want to know if there is a Category 1 or 2 Hilton on the route of your next trip.

Perks

The Citi® Hilton HHonors™ Visa Signature® Card comes with Silver Status and the chance to earn Gold Status with four paid Hilton stays in the first 90 days.

Spending

There are category bonuses for Hilton stays, supermarkets, drugstores, and gas stations though none of them impress me much.

  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*

Annual Fee and Foreign Transaction Fee

The Citi® Hilton HHonors™ Visa Signature® Card has no annual fee ever. For a card that gives you ongoing status, that’s unbeatable.

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The card does charge a 3% foreign transaction fee, so never use it abroad.

Full Offer

The “regular” Hilton card is not for everyone. It should not be the card onto which you put all your spending. It shouldn’t be the card you get for the biggest sign up bonus.

It is ideal for folks who want a no-annual-fee card that rewards their loyalty to Hilton.

 

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 60,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!


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