American Express Platinum $0 Annual Fee Link


If you don’t have the American Express Platinum Card and want to get one with the first year annual fee waived, apply here for a special offer for Ameriprise clients. Normally the first year annual fee is $450 and is not waived, so this can be a huge value.

Reports are that the application works regardless of having an account open with Ameriprise, but apply at your own risk.

The AMEX Platinum has these benefits:

If you’ve wanted those benefits, but were leery of the $450 fee, this offer may be for you. But you may also want to consider the Mercedes-Benz Platinum Card.

The Mercedes-Benz version is open to all and has all the same benefits listed above. But it also comes with 50,000 Membership Rewards after spending $1,000 within three months. The Mercedes-Benz version has a $475 annual fee that is not waived, so choosing it is like “buying” 50k Membership Rewards for $475, a choice I’d make every time.

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    • It’s very simple. You call the number on the back of the card and tell them that you want to use your free starwood gold benefit. They will proceed to call someone from starwood and connect you. At that time, you tell the starwood agent what account you want to become gold.

  1. I applied for this card just on Tuesday evening just after you put up the post and was told that my application was being processed. I just received my approval email!! I am NOT an Ameriprise customer. Thank you so much for posting this offer!

  2. I was approved for this but AmEx is telling me they are not aware of this offer and will need to investigate it before determining if my fee will be waived for the first year

  3. And I welcome anyone who wants to give their Starwood preferred gold status so it is not to go wasted. Just doing my part 🙂

  4. I used the Link to apply 2 days ago (July 23, 2013) and the Platinum card arrived today- Annual Fee waived for the first year. The card has a small Ameriprise Logo on the back of the card on the bottom right corner.
    Thank you for the Link!

  5. Folks, be very careful about applying for this card if you ever want the bonus from the Amex Plat anytime soon (which sometimes goes as high as 50K). Amex recently changed their terms and conditions on new signup bonuses. So now, you cannot have had the same card you are applying for a year, PLUS you can’t have and Membership Rewards earning card for 90 days. So yes, you get no annual fee for the first year, but you essentially prevent yourself for ever taking advantage of a signup bonus for two years (assuming you keep the card for a year).

    • I am failing to understand your warning, please help me understand. According to the quoted AMEX policy, if you get a point earning card now (either by annual fee waived offer or by the 25,000 point offer) you will not be able to get another bonus offer on the same card until a year after canceling it. It does not matter if you take the points or the waived fee offer, you have to wait the same amount of time, right?
      I see nothing in AMEX policy that says that they differentiate the wait time wether you take the points or the waived fee.
      It still comes down to “which do you want”, the 25,000 points (current offer) or the fee waived ,$625 savings – ($450 for the first card and $175 for up to 3 additional cards- also waived).
      Also, according to your quoted policy, if you currently have a point card (say a premier gold rewards card) you would have to cancel it and wait 90 days before being elgible to get the Platiunum card with bonus points. Not the case with the waived fee card, keep the Gold for it’s higher rewards value and get the Platinum now with no annual fee for the first year, get 3 additional cards and save $625.

  6. So what do you all think is the best/cheapest way to become am Ameriprise Customer? They have a cash account that is around $20 per quarter. That is still cheaper than the $450 for the one card.


  7. I dont see why this offer is not more popular. Anybody can buy points at less than 1cpm via MR and VR. But over $500 in perks for nothing is amazing. I’m simply going to get the Gold for 50k points (first year free) and this card without the points but all the perks.

    • @deltaflyer & others – Are you 100% sure that the $450 annual fee is waived for the first year? Have you spoken with customer service to confirm this? I was recently approved from the link above but have not yet received my card.

      • I applied for this card via the Ameriprise website back in January. I am NOT affiliated with Ameriprise and have not ever been charged the annual fee. My application clearly stated that the fee would be waived the first year. I never called customer service since it was clearly stated on the application. I have also taken advantage of every benefit the card offers ($200 airline credit, global entry and lounge access, ect).

        • Thanks @mieke. I didn’t pay much attention to the application. Next time you call up customer service, would you mind asking them? I suppose it doesn’t matter for me either way – the card is on it’s way and I couldn’t cancel it even if I wanted to.

          Can anyone else confirm, especially those who applied in recent months, that there is no annual fee?


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