Offer Ends Tomorrow: Earn Up to 78,000 Miles with Targeted Offer From Chase United Card

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Update 6/29/2016: These increased sign-up bonuses end TOMORROW, June 30, 2016! You have two days left to take advantage! 

The United MileagePlus Explorer Card is currently offering a limited time sign-up bonus offer targeted to United MileagePlus account holders:

  • 70k bonus miles after spending $3,000 in your first three months as a cardmember + 5k miles for adding an authorized user + $50 statement credit after first purchase (annual $95 not waived first year). You’ll also earn at least 3k miles from 1x spending to unlock the sign-up bonus, so that’s at least 78k miles.

There is also a limited time offer on United’s website (if you’re signed in to your MileagePlus account):

  • 50k bonus miles after spending $3,000 in your first three months as a cardmember + 5k miles for adding an authorized user. Annual $95 fee not waived first year. You’ll also earn at least 3k miles from 1x spending to unlock the sign-up bonus, so that’s at least 58k miles.

This is the normal offer through Chase’s website:

  • 30,000 miles after spending $1,000 within three months of opening the account + 5,000 miles for adding an authorized user + 1k miles from 1x spending to unlock the sign-up bonus  = at least 36k miles

How to Check if You’re Targeted for 70k

  1. Log in to your United MileagePlus account on United.com’s homepage.
  2. Click this link.

Card Benefits

  • Either a 30k, 50k, or 70k mile sign-up bonus
  • 5k mile bonus for adding an authorized user**
  • 10k mile bonus when you spend $25,000 in net purchases each year
  • Earn 2 miles per dollar spent on tickets purchased from United
  • Earn 1 mile per dollar spent on all other purchases
  • $50 statement credit after first purchase (only being seen as a benefit with the 70k targeted offer)
  • Free first checked bag for cardmember and one companion on United flights purchased with Explorer Card
  • Priority boarding
  • No fees on foreign transactions
  • EMV chip provides more security and global acceptance
  • 2 United Club passes per year
  • Annual fee is $95 for the 70k targeted offer, as well as the 50k offer on United’s website– it is not waived the first year of card membership. For the public offer through Chase’s website, the annual fee is waived the first year and is $95 thereafter.
  • Cardholders get more United award space than non-cardholders

**Add an authorized user to the account during the application for an easy 5k mile bonus– this applies to all offers, targeted and public. The extra card will be sent to you, so you can always decide not to give it to the authorized user. The authorized user will not be precluded from opening his own account with a 50k mile bonus later. You will receive the 5k miles after one purchase is made on the authorized user’s card.

Data Points of Targeted Offers

When I sign in to my United MileagePlus account, I see a sign-up bonus offer of 50k miles after spending $3,000 within three months of opening the account (+5k after adding an authorized user):

Screen Shot 2016-06-29 at 12.33.46 PM

Multiple Doctor of Credit readers have reported receiving a 70k mile offer (like this one posted by reader Red) for spending $3,000 within three months of opening the account (+5k after adding an authorized user):

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Why Collect United Miles

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Star Alliance Members

As I explained in the Basics of United MileagePlus, United is one of my favorite mileage programs because:

  • United miles can book flights on all 27 Star Alliance members, the biggest alliance with the best award space worldwide.
  • United doesn’t collect fuel surcharges.
  • United has great prices on economy awards and reasonable prices on awards in its own fully flat bed BusinessFirst and Global First products that I’ve flown many times and found very comfortable each time.

However, do not collect United miles to use in luxurious First Class on its partners’ flights. Since United introduced a separate, higher-priced award chart for premium cabin awards on its partners, these flights are a terrible deal.

Chase Matches

Chase is the best about matching people who have applied for and been approved for inferior offers to the best available offer. You can always send a Secure Message through chase.com to ask to be matched to a better offer on a card you have. In my experience, Chase will only match you if you were approved within 90 days of your Secure Message. Your experiences may vary. Share them in the comments.

Doctor of Credit reported that people who applied with lower sign-up offers within the last 90 days and are now targeted for the 70k offer have had success matching by sending screenshots of the higher offer to Chase.

Eligibility

You can only get the bonus on the same Chase card once every 24 months. This 24 month clock starts when you got the last bonus (which may be several months after you got the card). Read more about issuing bank rules for approvals and new bonuses here.

The Chase 5/24 rule (that your application will be denied if you’ve opened five credit cards from any institution within the last 24 months) applies to the official public offer for the United MileagePlus Explorer Card, and I think it might also apply to targeted offers– see comment below this post. Let us know in the comments if you have any experience with the 5/24 rule in regards to these targeted offers.

Bottom Line

Check to see if you’re targeted for one of these inflated sign-up bonus offers for the United MileagePlus Explorer Card by signing into your MileagePlus Account on United.com and then clicking this link. You could earn up to 78,000 United miles for spending $3,000 within three months of the account opening and adding an authorized user.


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.

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14 COMMENTS

  1. 50K miles CC changed in a few days.

    Hi,

    I looked up the united 50K deal on wed after getting your update and it said 50K for $2K in spending.
    Now United site is saying 50K for $3K in spending.

    Can you confirm?

    thanks
    Al

  2. I was targeted for the 70,000 offer. Initially a 50K offer appeared on the United.com homepage, then increased to 70K after I signed in to my Mileage Plus account.

    I cancelled the card earlier this year (in May) before getting hit with an annual fee, citing that I generally used my Chase Sapphire Preferred card most of the time instead of the Chase United card.

    Last time I got the United Card was in May 2015, and received the bonus in July 2015 (at the time it was a 50K bonus + 5K for adding an authorized user after spending $3,000 in the first 3 months). It’s unfortunate that I was targeted for this card at a point in time when I’m ineligible for the bonus, however hopefully this info might be useful to others in figuring out how they chose who to target!

  3. I received sign up bonus 21 months ago with business version of the card. Am I eligible for this bonus now, with personal version of the card? Thank you.

    • The personal and business cards are different products so in that respect, yes, you are eligible. However, it does look like Chase has been denying people (even those that are targeted) if you break the 5/24 rule (have opened more than five credit cards from any institution in the last 24 months).

  4. I was targeted for the 70,000 offer but was hesitant to apply because I have opened five cards within the past two years. With the deadline approaching, I decided to apply anyway and was approved by email the next morning without having to call Chase! Two of my five cards are business cards. Does that factor into the 5/24 rule?

  5. “You can only get the bonus on the same Chase card once every 24 months”
    Does it mean that to be eligible for next bonus offer you have to close your current card?
    Only after 24 month from the date you received previous bonus you can apply again and get new bonus?
    Thanks.

    • I took the following bullet points from the wiki of this Flyertalk thread about applying for Chase cards— I recommend reading the entire Wiki.

      -If you still have your old card of the same type, you’re ineligible.

      -For cards subject to the 24-month waiting period, the wait to re-apply is measured not from the date of your previous application (or approval date, if different), but instead from the date you received the signup-related bonus on the previous card, which may be 3-4 months later than the approval date. The same rule applies regardless of the type of signup bonus received (points, miles, or free-night certs); anniversary benefits unrelated to spending requirements, such as annual IHG & Marriott certs, do not count as signup bonuses.

      -Chase’s policy does not indicate whether there is also a minimum waiting period between cancellation and reapplication, and there is not yet sufficient anecdotal evidence from FTers to draw firm conclusions. At a minimum, a prudent churner will wait at least a week or two after cancellation before reapplying so that all of Chase’s systems fully reflect that closure.

  6. Re. adding authorized users: assuming I choose to add an authorized user, would that count against their 5/24? Also, are there any benefits [credit rating/score] by being an authorized user?

    • It will count against the authorized users’ 5/24, however some people have reported success arguing it out of the count with reconsideration specialists (the Chase reps you call after getting denied or a “pending application” status for a Chase card app). And yes, I do believe the authorized user’s credit score is affected (either positively or negatively depending on whether you pay your bills). Authorized user won’t have a hard credit pull on their credit score for it though.

      • Ok, my oldest daughter just got married a year or so ago and they have very little credit history, so i.was wondering if adding them as AU would help them credit-wise.

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