7 Best Cards for Authorized Users in 2024

Adding an authorized user to your credit card can be a win-win situation.

You’ll rack up points and earn welcome bonuses faster, while they’ll build their credit history, enjoy cardholder perks and pay a much-reduced annual fee (if any!).

Yet, just as choosing the right credit card for yourself can be challenging, so too can identifying the best card for you and an authorized user. Not every card offers the same benefits to the authorized user as it does the primary cardholder.

Capital One Venture X vs. American Express Gold

The advent of the Capital One Venture X Rewards Credit Card has people reevaluating their wallet space for premium credit cards. The American Express® Gold Card (see rates & fees) with its high earning potential in various categories has been a consistent keeper in many people’s wallets.

It’s easy to get excited about the new kid on the block and throw out the well-worn card in your wallet.

A Review of the American Express Gold Card

If I had to choose just one card to use for all of my points earnings, I am fairly confident that I would choose the American Express® Gold Card. There’s a lot of compelling reasons why I’d choose the Amex Gold over others.

This workhorse has some of the best earning rates on common spending categories, along with good usable credits.

Why You Shouldn’t Get the 75k AMEX Gold Business Card Available Today Only

The Enhanced Business Gold Rewards Card from American Express OPEN

Get 30,000 Membership Rewards® points after you spend $5,000 in purchases with your new Card in the first 3 months following approval of your new Card account
Plus, get a statement credit for your initial Amazon Prime membership fee after you sign up for a new membership with your Card and meet the spending requirement in the same time period
As an Amazon Prime member, you get unlimited FREE Two-Day Shipping on millions of items on Amazon.com
Built with business-sized purchasing power and fast rewards
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