7 Best Cards for Authorized Users in 2024

Adding an authorized user to your credit card can be a win-win situation.

You’ll rack up points and earn welcome bonuses faster, while they’ll build their credit history, enjoy cardholder perks and pay a much-reduced annual fee (if any!).

Yet, just as choosing the right credit card for yourself can be challenging, so too can identifying the best card for you and an authorized user. Not every card offers the same benefits to the authorized user as it does the primary cardholder.

The Basics of Chase Ultimate Rewards

The world of credit card rewards programs can be confusing and intimidating. It may be daunting at first, but once you understand how these programs work, you will see just how valuable they are.

This article is intended to give you the basic tools you need to use one of the most powerful and versatile rewards programs out there: Chase Ultimate Rewards.

What Are Chase Ultimate Rewards Points?

Chase Ultimate Rewards points are a transferable loyalty currency that can be redeemed for cash back, flights, hotel stays, shopping and even exclusive experiences.

Best Ways to Earn and Redeem LifeMiles

LifeMiles is a frequent flyer program of Avianca, Colombia’s biggest and oldest airline. Avianca is one of the Star Alliance member airlines so when you earn or redeem LifeMiles, you have access to the biggest airline alliance in the world and its extensive networks. Theoretically, you can get anywhere in the world with LifeMiles. 

The program has lots of fans, but it’s not the easiest to use. Airlines don’t grant all of their partners the same access to award space, and LifeMiles’ website also leaves a lot to be desired.

The Capital One Combo: One Of The Best Tools For Earning Miles

I’ve been a huge fan of card combinations that can really sweep you off your feet at the ability to rapidly earn tons of points without chasing a bonus. Combos like the Citi Premier® Card and the Citi® Double Cash Card, or the Chase Sapphire Reserve® and the Chase Freedom Unlimited®.

For the past few years, the Chase Sapphire Reserve® and Chase Freedom Unlimited® has been my absolute go to combo. However, with some recent updates I think another bank may be wooing me in.

No, it isn’t American Express, Bank of America, or Barclays.

Best Credit Cards to Buy Flights

As awesome as using points and miles are to book flights, sometimes you have to pay cash for your flights. Whether you found a great deal on airfare, or there just isn’t award availability and you’re absolutely itching to take a trip, sometimes paying for flights just works better. When you’re looking to buy a flight, you should be using the best credit card to buy a flight.

Even when you are booking an award flight, there are inevitable taxes and fees that you just can’t avoid.

But that’s easier said than done.

Team Article: 3 Credit Cards We’ll Never Close

With a wallet full of credit cards, it's best practice to commonly assess your credit card portfolio to ensure that the benefits you receive from the cards outweigh the annual fees that you pay. If not, it's time to close that card or cards in most cases.

Chase Ultimate Rewards Adds Air Canada’s Aeroplan as a Transfer Partner

Chase Ultimate Rewards is one of our favorite flexible rewards currencies, and today’s news adds a much needed boost for Ultimate Rewards.

Best Ways to Australia with Points and Miles

Many travelers have Australia on their bucket list. There really is something for everyone, from the snorkeling and diving at the Great Barrier Reef to wineries, cool cities and spectacular beaches. 

The competition for the very limited number of award seats to get there, however, is fierce. Airlines’ frequent miler programs certainly don’t make it easy and finding award space on the nonstop flights from the U.S. could be quite a challenge.

Best Ways to Book Delta Flights with Chase Ultimate Rewards

You might have noticed that the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® get recommended a lot in the points and miles community. There’s a good reason for that.

Rewards earned with these cards can be transferred to a number of airline and hotel loyalty programs, making it possible to book all kinds of travel for free (or almost free).

If you’re a Delta Air Lines flyer, you might think the cards offer little value to you because Chase doesn’t partner with Delta SkyMiles. However, don’t dismiss the Sapphire-branded cards so quickly.

Anatomy of an Award: A Trip to Egypt

With its Giza pyramids, Sahara Desert and the Nile River, Egypt is known for many things and therefore is a popular travel destination. I must admit that this African country had been on my bucket list for an embarrassingly long amount of time, and I’m happy to share that I finally checked it off the list.

Egypt opened borders in July to travelers who can provide a negative PCR test for COVID-19. A visa is also required for U.S. citizens.