With a wallet full of credit cards, it's best practice to commonly assess your credit card portfolio to ensure that the benefits you receive from the cards outweigh the annual fees that you pay. If not, it's time to close that card or cards in most cases.

It isn’t uncommon to book a trip with more than one destination. This is especially popular for travel to Europe. Who doesn’t want to visit Rome and Paris on the same trip? How about Madrid and Santorini? 

In order to do this, your travel plans will be multidimensional and not just round-trip so you’ll need to plan accordingly.

Many travelers have Australia on their bucket list. There really is something for everyone, from the snorkeling and diving at the Great Barrier Reef to wineries, cool cities and spectacular beaches. 

The competition for the very limited number of award seats to get there, however, is fierce. Airlines’ frequent miler programs certainly don’t make it easy and finding award space on the nonstop flights from the U.S. could be quite a challenge.

You might have noticed that the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® get recommended a lot in the points and miles community. There’s a good reason for that.

Rewards earned with these cards can be transferred to a number of airline and hotel loyalty programs, making it possible to book all kinds of travel for free (or almost free).

If you’re a Delta Air Lines flyer, you might think the cards offer little value to you because Chase doesn’t partner with Delta SkyMiles. However, don’t dismiss the Sapphire-branded cards so quickly.

With its Giza pyramids, Sahara Desert and the Nile River, Egypt is known for many things and therefore is a popular travel destination. I must admit that this African country had been on my bucket list for an embarrassingly long amount of time, and I’m happy to share that I finally checked it off the list.

Egypt opened borders in July to travelers who can provide a negative PCR test for COVID-19. A visa is also required for U.S. citizens.

The Chase Sapphire Preferred® Card gets a lot of love in the world of points and miles, as it should: it’s the best card for beginners to get 99.95% of the time.

With its valuable sign-up bonus, combined with a very reasonable annual fee of $95, whether you’re new to the game or a seasoned professional who’s had it before and want to get it again, the Sapphire Preferred continues to be a terrific card for practically every cardholder.

So hat can you do with all of these points?

Well, the options are literally endless.

Last week I wrote about how and why you'd to want transfer Ultimate Rewards between accounts. If you haven't read it yet, stop and read before continuing with this post.